When a business customer signs up for Behalf, a ‘soft’ inquiry will be made on the business contact or Responsible Party’s personal credit history and is included as a factor in the business’s eligibility for a Behalf Business Account. In addition, we will obtain a business credit report.
When a business requests an extension of purchasing limit, Behalf reserves the right to pull a soft inquiry, as part of the terms and conditions agreed to when signing up with and using Behalf. We will perform periodic soft inquiries into the business contact or Responsible Party’s personal credit history to monitor the business’s eligibility for any terms changes. These periodic credit reports are commonly referred to as ‘account management inquiries’ and do not have an impact on your credit score, as they are soft inquiries.