Behalf reports your payment history on a monthly basis to the following credit bureaus: Dunn & Bradstreet (Business Credit File), Experian (Business Credit) and Equifax (Business Credit).
In order to shed some light on why you might not be seeing Behalf data on your report, please note the following:
1. Behalf reports your payment history directly to Dunn & Bradstreet, Experian and Equifax through the Small Business Financial Exchange (SBFE), a third-party data provider to credit bureaus.
2. Behalf reports to credit bureaus as a financial institution and not as a trade reference. Therefore, Behalf won’t count towards your D&B Paydex score, but it does count towards your Experian Intelliscore Plus.
3. We report according to the business name and address you provided when opening your Behalf account.
With this information in hand, you should contact the credit bureau to ask why you are not seeing your Behalf repayment history on your credit report.
Here are the contact numbers you’ll need:
Dun & Bradstreet: 1-866-248-1450
Equifax: 1-800-727-8495
Experian Business: 1-800-303-1640